Blog

When purchasing a home, what does it mean to get prequalified? - Getting prequalified for a home loan is an initial step in the mortgage process where a lender evaluates your financial situation and provides an estimate of how much you may be able to borrow. This typically involves a basic assessment of your income, assets, debts, and credit score. Prequalification gives you an idea of what […]
Things to do in Cedar City, Utah - There’s always something fun and unique to do here. Find out what’s happening during your trip and don’t miss out on amazing activities like stargazing, live theater, bike races and, of course, our famous festivals. Utah Shakespeare Festival  A Tony Award-winning repertory theater experience with 8 plays performed annually in repertory in one grand outdoor […]
Discrimination is Illegal - We have many problems in society, discrimination shouldn’t be one of them. Discrimination is illegal and wrong. In 1968, congress passed a bill prohibiting people from refusing housing based on a protected class. Those providing housing can’t refuse housing on a protected classes. These include: race, color, sex, religion, national origin, disability, source of income, […]
Hiring a Property Management Company - There are several opinions about why you should or should not hire a property management company. We play a crucial role in the investment opportunities of our clients and recognize they have better experiences while participating in real estate investing. We know that you will have the same enjoyment. Here are 10 reasons why hiring […]
You should be doing these in an adjusting market. - When the real estate market is adjusting, it can be challenging to know what to do. Here are some tips to help you navigate an adjusting real estate market: For a free consultation, contact me. I can help you determine your current value as well as prepare for the future market. Contact me here or […]
Kelsea Burton - Kelsea Burton is a Las Vegas native and has lived in Cedar City for almost six years with her husband and three boys. She has been involved with Stratum Real Estate for several years, starting as an assistant then later getting her Utah State realtor’s license in May 2018. Prior to real estate, she worked […]
226 N Pine Tree Way #D4, Brian Head, UT 84719 ~ Scott Bird - See the MLS here Ski In/Ski out…the perfect getaway condo in Brian Head. Close to the top of Navajo Ski Run you can enjoy the day on the slopes, tubing hill, cross country skiing and then relax in front of the fireplace in the evening. Enjoy the views and scenery from the deck. Three bedrooms […]
406 W Ridge View, Brian Head, UT 84719 ~ Scott Bird - See the MLS here The perfect getaway cabin in Brian Head. Close to the top of Navajo Ski Run (Chair 4) you can enjoy the day on the slopes, tubing hill, cross country skiing and then relax in front of the fireplace in the evening. Enjoy the views and scenery from the two decks. Three […]
647 Cross Hollow, Cedar City, UT 84720 ~ Steve Nelson - See The MLS here This is the perfect building for any party, event, or get together! The over 4,000 sqft building includes office space, a warming kitchen, storage room, a bridal room, bathrooms, and open event area! Features include high ceilings, acoustical panels to reduce echoing, wainscoting, amazing chandeliers, and a patio out back covered […]
Stratum Real Estate ~ Amy Smith 3D Tour - Beautiful home with lots of upgrades. Open kitchen with granite countertops, stainless appliances , tons of cabinets with built in desk area and wood floors. Large Laundry Room with lots of cabinets, granite counter tops and storage. Large master suite with walk-in closet, master bath with jacuzzi tub, walk-in shower, double sinks, tile flooring and […]
Stratum Real Estate ~ Tyler Finch - Enjoy the upgrades in this beautiful home. The pride of ownership shows in this home. Inside you’ll find granite counter-tops, Tile flooring, Santa-Fe wall texturing, and stained alder cabinets. Funiture included in the sale
4756 N Santa Fe Trail ~ Jesse Brown 3D Tour - Recently remodeled home with luxury upgrades including appliances, granite countertops and new kitchen cabinets. New garage door and french door from kitchen to deck. New water heater.
356 S Hwy 143 #P-3 Brian Head, UT 84719 ~ Scott Bird 3D Tour - View the MLS Listing Fully remodeled in Brian Head. Everything is new! This condo is the perfect size for the family with 2 bedrooms & 2 baths & one of the best views on the mountain. Just the place to gather family and friends and enjoy the beautiful area and get away from it all.
1782 E 2900 N Paragonah ~ June Holder 3D Scan - Breathtaking views in all directions for this 4 bedroom/2 bath cabin with 2+ car garage w/gas fireplace. Lots of potential in so many ways with this 40 acre parcel on it’s own well w/1 AFW. Well/pump system large enough to service 2 cabins; large Generator wired from garage to Cabin for electricity.
2069 N Main Commercial Suites ~ Russ Anderson 3D Scan - Great visibility, easy access with ample parking. Space is finished with utilities paid by lessor.Fiber optic is cabled to building.
2273 W Cody Dr ~ Karsten Reed 3D Scan - Can you say curb appeal? This home features 4 bedrooms, 2.5 bathrooms with an attached 2-car garage. There is also RV parking. Located in the desirable Legacy Park Subdivision.
Are You A Hero? By Paige Marsh - Are You A Hero? By Paige Marsh Are you employed as a Firefighter, Military Personnel, Police Officer, Medical Professional, or Teacher? If so, you are one of the “Hero” professions, which qualify you for deep discounts that can be applied toward your closing costs. The Homes For Heroes program was started as a way for […]
Do you really know Brian Head? - HOW BRIAN HEAD CAN BENEFIT YOU by Paige Marsh Brian Head, Utah, is the most popular ski resort destination in Southern Utah. People come from all around the region to stay and play. Brian Head offers not only downhill skiing, but snow-shoeing, snowmobiling, and cross-country skiing in the winter months; and hiking, mountain biking, fishing, […]
INTEREST RATES BACK DOWN by Paige Marsh - INTEREST RATES BACK DOWN by Paige Marsh If you are on the fence about whether to pursue buying or building a home this year, look to the current interest rates for your answer. From a recently published table sent to me by a lender friend of mine, the first quarter of 2015 has a current […]
WHY 2015 IS THE YEAR TO BUY - WHY 2015 IS THE YEAR TO BUY by Paige Marsh I recently listened to an online clip of a CNNMoney news report interviewing the Secretary of Housing & Urban Development. To sum the video up, monthly home rental fees are rising faster than wages across the country. With the increase in rents being charged, homeownership […]
IMMEDIATELY SEE HOME PRICES - IMMEDIATELY SEE HOME PRICES by Paige Marsh Have you ever driven by a home with a For Sale sign staked into the ground and wondered how much the Sellers are asking for it? If you are a potential homebuyer then it is safe to say this scenario has presented itself to you more than once […]
How do interest rates effect your purchase? - How do interest rates effect your purchase? There are 5 financial components that every buyer should consider when purchasing a home: Purchase price, down payment, interest rates, taxes, insurance and home owners association (if applicable). Together these items produce a total payment. So how does the interest rate impact the total payment? The interest rates […]
To Buy or Not to Buy? - To Buy or Not to Buy? This time of year there is so much to do. The list seems to go on forever and next year we will have to start in January just to be able to get things done. But could you possibly fit in one more item on that long list? A […]
How To Use Caulking to Winterize - Written by June Holder. Sometimes I have to do the winterizing of windows, doors, etc.; so I have found that the best way to do something is to just do it!  So here are some guidelines that have helped me. Finding the correct products best for the job will save you time and money.  For […]
Update On Improvements in Brian Head - Written by Tamara Semick. As fall has approached us, this is an update of the improvements in Brian Head. The town has added the new addition of the pond, which will serve ice fishing, ice-skating for this upcoming winter. We have also welcomed Red Canyon Yoga to Brian Head, a great addition, offering yoga in […]
Five Reasons your home is not ….. SOLD! - Written by Laura Wise. 1.     Price.  Buyers will not overpay for homes, even in this market.  If your home is priced too high, it will just help sell the competing homes in the neighborhood by making them look like a good deal. 2.     Showing Condition.  Once you decide to put your home on the market, you must […]
Time To Evaluate Your Heating And Cooling Expenses - Written by Laura Wise. As we approach the end of the summer season, now is a good time to review and evaluate all that you’ve spent over the past few months to keep your home cool. Recognizing that energy leaks can lead to higher bills and can affect your home and your wallet in any […]
Are you Ready, Willing and Able to get a great deal? - Written by Laura Wise. “The housing market has bottomed. It’s not too late to get involved. I still think buying a home is the best investment any individual can make. Affordability is still at an all-time high.”—John Paulson (Billionaire who made his fortune by predicting the real estate meltdown in 2007.) If you are looking […]
Cedar City 14th most-affordable city in U.S. - http://www.thespectrum.com/apps/pbcs.dll/article?AID=/201306141502/NEWS01/306140005
Retirees WELCOME! - Written by Paige Marsh. Ahhhhhh, the golden years. What are you going to do ? Where are you going to spend them? If these are questions that plague you, I have some information you may find interesting. Utah is a terrific location to move to if you are considering relocating for retirement. “The cost of […]
What to Consider Before Buying an Investment Property …. - Written by Laura Wise.  The housing market is rebounding and interest rates are still low, meaning an investment property might make a lot of sense for you. Before you move forward with purchasing an investment property, take note of these considerations. Rental Property Are you investing for the rental income or speculating on the rate […]
Credit Matters - Written by Laura Wise. Are you ready to buy that first house?  Refinance the one you own to a better interest rate? Or even move to a larger home? Credit plays a role in everything from buying a home, to signing up for cell phone service or utilities, to getting car insurance. A credit score is […]
“Please Dog, Don’t Eat Me” - Written by Scott Bird.I’ll make a very long story as short as possible. As you know, this house was reported occupied and is fully fenced. I made the risky attempt to open the gates and walk to the house after being warned by the neighbors of the borrower’s/occupant’s vicious dogs. Nobody has seen movement at […]
Safe – Keeping Decorations for the Holidays - Written By June Holder  It is always a fun festive feel to hang lights to brighten the holidays for those crisp evenings this time of year.  In planning which ones to invest in and installation, consider these things: How much light you want to bring in—size of bulbs. Purchase lights that can be exposed to […]
Understanding Appraisals - Written by Laura Wise An appraisal is an opinion or estimate on the value of real property. This value is generally expressed as Market Value. Obtaining an appraisal is an important part of the process it will determine the actual market value of a home being purchased or refinanced. The appraisal allows the lender to determine […]
Get your cash out now! - Written by David Crowther  I know that we all seem to be cash poor, and in an unstable economy the reasons to keep what little cash you do have seem to get bigger with each nightly news broadcast. But there are some very compelling reasons to get that cash out of your account and start […]
Utah Ranks High As Improving Home Prices - Written by June Holder According to the Utah Realtor forecast, the housing market for Utah appears to be coming back faster than other states. As a matter of fact, two national reports have ranked Utah among the top 10 for improvements in home price. The Federal Hosing Finance Agency placed Utah as #8 among house-price […]
Home Ownership Matters to Americans - [hoops name=”Calculator”] Written by June Holder In a poll taken by the Wilson Center Survey, it greatly has shown that Americans are still in love with the American Dream of owning their own home. May 17, 2012 some 13,800 Realtors from 50 states, three territories, and Canada joined in rally near the Washington Monument, to […]
My First Week as a Real Estate Agent - Written by Paige Marsh Why do many people get into the real estate industry? A few simple answers come to mind –  a short educational licensing course, a high earning potential, being your own boss – the list can be added to but these cover the main bullet points. I personally did it for control. […]
What Causes People to Buy at this Time with this Market? - Written by June Holder Home sales have shifted from investment buyers from previous months, to buyers who either were previous owners or new home buyers.  What motivates these buyers to push forward?  Obvious reasons are low market and low interest rates!! Buyers getting in at the low point of the market cycle will inevitably receive […]
Housing Affordability Reaches Record Highs - Written by Brandon Schank For the median-income family, buying a home has never been more affordable, new surveys by the National Association of REALTORS® and National Association of Home Builders show. Housing affordability reached a record high for the second-straight quarter in the first three months of this year, the National Association of Home Builders/Wells […]
Common First-Time Buyer Mistakes - Written by June Holder When we have a first time home buyer call us and have a desire to start their adventure of finding their first home, we have a few steps we try to help them begin with. 1.  Make sure you ask enough questions of your lender, get pre-qualified in the beginning so […]
New Construction Homes - Written by Brandon Schank As realtors, we many times create strategic partnerships or relationships with different people or companies that we have worked with many times over and over in order to give the best referral possible to our clients. In our current inventory climate, one of the best relationships we can have is a […]
Looking to buy? The time is NOW to make your move! - Written by Laura Wise Whether you are considering a first home, a larger home for a growing family, moving into your dream home, you have just built at Kolob Ranch or perhaps buying a second home or rental property, land or water. Two key economic factors – Mortgage rates and Home prices, have lined up […]
Most Important Room in the House–the Kitchen! - Written by June Holder Planning to sell your home?  One of the most important rooms to upgrade or improve is the kitchen.  It seems to be that the kitchen is a center of congregation for the family and also “where there is food”, we all want to be there!  When the kitchen is appealing to […]
What You Can Do To Improve Your Credit? - Written by June Holder What You Can do to Improve Your Credit? Part 2 Last month we discussed some issues that can have an effect on your credit score and how the credit bureaus gather that information about a buyer.  Here are more tips and education on improving your credit score.  Credit scores, along with […]
Opportunity or Saturation? - Written by Brandon Schank Opportunity or Saturation? Currently in Iron County, many investors are finding opportunity in buying residential rental properties and becoming landlords.  This month I wanted to discuss another segment of the market not talked about as much, and that is land. Currently there are 594 available building lots in the Cedar City/Enoch […]
Commonly Asked Real Estate Questions - Written by Jan Wilkinson Commonly asked Real Estate questions 1. Is now a good time to buy property? Is it less expensive to own a home or to rent a home? The answer to this question helps families make the decision whether or not to purchase a home, I would say this depends on your circumstances […]
Being a good real estate agent is not an easy thing. - Written by Steve Nelson  Being a good real estate agent is not an easy thing. As a buyer or seller finding a good real estate agent can feel even more difficult then being a good agent. With a little indulgence I hope to explain how to help both agents who want to be successful and […]
Why Buy Now - Written by Laura Wise Why Buy Now?   It is a buyers’ market!  Are you ready to buy your first home? Are you looking for a larger home?   Or are you ready to down size?  It is a huge decision that can be stressful and full of uncertainty. But if you’re ready, now is the time […]
Submitting Fannie Mae Offers - Written by Scott Bird    Today, Fannie Mae expands HomePath® Online Offers nationwide. The system is designed to collect offers and to manage the offer submission process on properties listed on HomePath.com. All offers in every state are now required to be submitted through the HomePath Online Offers system on HomePath.com. Submit all Fannie Mae […]
What or Who Decides Your Credit Score? - Written by June Holder What or Who Decides Your Credit Score? Part 1 Just exactly what or who decides your credit score?  Where does this information come from?  It seems so complicated…… These questions come to mind of all people who start to delve into the credit world.  Sometimes it can be so confusing.  I […]
Winter Home Sales - Written by Laura Wise Just your luck — you have to sell your home in winter, the slowest and dreariest sales season of all …. According to the National Association of Realtor, First the holidays and then the weather puts a chill on home shopping, many perspective home buyers are too busy and too cold.  […]
We Can Do It! - Written by June Holder We Can Do It!! A home is more than sticks and siding, more than windows and doors……it has to feel right to the client. They have to be able to see into the future a little and see themselves actually cooking, playing, entertaining, and growing into this home.  As a realtor, […]
Are you Eligible for Foreclosure Review? - Written by Scott Bird Good news bids over four million borrowers who experienced foreclosure from 2009-2010. As reported in the Washington Post, over 4 Million borrowers will have the opportunity to have their file reviewed for potential wrongdoing by the Office of the Comptroller of the Currency (OCC). Do you feel your foreclosure was mishandled […]
Survived the Dogs - Written by Scott Bird As many of you know, quite a bit of my work involves bank representation. After a property is foreclosed, the bank hires me to market and sell the home. One of the first things I do is an occupancy inspection. This occupancy inspection involves dogs…mean dogs…so I thought I’d share. I […]
Views From Cedar Highlands - Written by Scott Bird Cedar Highlands offers some of the best views of Cedar City and the surrounding areas. This subdivision towers over the area in a seclude mountain area. Although it is not a private gated community, the drive through traffic is minimal and the privacy enhanced.
Fully Furnished Turnkey Home - Written by stratum Everything included with this 3bd/2ba move in ready home.  This energy efficient home has ceiling fan in Master Bedroom, including a ceiling fan in living room with dbl pane windows throughout home. Freshly painted inside and out and includes vaulted ceilings with an open floor plan.  Master has a walk-in closet with […]
Horse Property in Enoch - Written by June Holder Great Home! 3 bd/2ba/oversized 2car garage on quiet low traffic cul-de-sac in friendly neighborhood.  Large open floor plan w/lots of storage space throughout.  A large kitchen with cabinets galore with nice deep pantry for kitchen needs; a long bar with stool-chairs separates kitchen from dining area.  Living room adjoining kitchen opens […]
Missed Mortgage Payments Hurt Credit Scores - Written by Brandon Schank Missed mortgage payments, short sales, and foreclosures can all drastically bring down a credit score. Lenders use credit scores to measure how well a person handles debt. Credit scores range from 300 to 850, with 650 and below considered poor credit. A mortgage makes up a big part of a person’s […]
Frequently asked questions when purchasing a home - Written by Jan Wilkinson  In particular if you are a first time home buyer this can be a very daunting process, and even if you have experienced buying a property before it’s not unusual for you to feel the need to seek some guidance in this area. I am a Realtor here in Cedar City, […]
Fannie Mae Incentives - Written by Scott Bird   Fannie Mae is currently offering 3.5% in closing cost incentives as well as $1200 bonus to the buying agent for properties that close before October 31, 2011. Today’s statistics show that 323 of the 546 homes sold within the last six months in Cedar City and Enoch areas were bank […]
Why NOW is a good time to buy Real Estate - Written by Brandon Schank    Of course this is a real estate website, and we are in the business to sell houses, but in this article I wanted to discuss why a good time to buy Real Estate is NOW. As all are aware, most of the markets across the country have seen a decrease […]
Real Estate for Retirement - Written by Scott Bird    Each year we see a cyclical swing in the real estate market, some are greater than others. The one thing that remains constant between then and now is that it is most likely that values will once again swing back up and the chances of increasing your return on your […]

What Our Customers Are Saying

Great experience with Kelsea Burton

Kelsea helped us buy and sell our homes this summer. It was our first time selling so we had a million questions about the process and she answered them all with patience. Answered calls every time and always kept us updated. We got great deals on...

whitney bladen
Kelsea went above and beyond

Kelsea Burton went above and beyond to help us not only sell our home but also find our dream home! She handled any and all bumps in the road (that come with the process) with ease and because of that it was smooth sailing! (Or smooth selling! ;))...

Kylie Burton
Amazing Realtor

Kelsea is wonderful to work with. I would highly recommend her. She is sweet and knowledgeable and there when I need her.

Michelle Harrington
Thank you Shelby

Attn. Shelby Smith,

First, my son, Jim, and I wish to express our sincere gratitude for your counsel and information regarding inquiry of properties of the Cedar City area. We appreciated the personal friendliness and helpfulness of our vis...

james melching
Realtor Extraordinaire!!

We recently sold our home with the help of Marilyn Teed. She made the process very easy for us. She went above and beyond anything we expected from a realtor. As we were busy getting settled in our new place, she took care of many incidental thing...

Rick and Dianne Hadlock
Knowledgeable, Reliable, Trustworthy

Kelly Adams is an amazing Real Estate Agent. He is professional, trustworthy, patient, and extremely knowledgeable about housing options in the area. We were moving across country and he worked tirelessly with us. We ultimately felt very comfortab...

Sarah Brock
Excellent Experience!

We bought our home with Jason Spencer and had an excellent experience! Jason was very helpful through the entire process! He was always available which was very helpful as we were moving from out of state. We would definitely recommend Jason and S...

Travis and Keli Allen
Kelly Adams

Kelly did a great job helping us purchase some real estate!
He was prompt with good follow through for our
questions and concerns.

Eric Muller
Steve Barnes answered all our questions

Steve Barnes was extremely instrumental in us finding and buying our home! We were moving across the country and only had a few days to find our forever home. Before we came out to look at homes Steve answered all our questions and would hunt down...

Sarah Black
Honest and hard-working

Kelly Adams has been an amazing realtor! He is honest and hard-working. I know he had several other clients while he was selling our house, but it felt like we were his only client. He was very attentive. He respected our privacy and gave plenty o...

Tyree Jensen

Read More Testimonials »