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406 W Ridge View, Brian Head, UT 84719 ~ Scott Bird

See the MLS here

The perfect getaway cabin in Brian Head. Close to the top of Navajo Ski Run (Chair 4) you can enjoy the day on the slopes, tubing hill, cross country skiing and then relax in front of the fireplace in the evening. Enjoy the views and scenery from the two decks. Three bedrooms and the loft provide room for family and friends to enjoy beautiful Brian Head and surrounding areas. The basement 2-car garage has extra room for storing toys and ski gear.

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647 Cross Hollow, Cedar City, UT 84720 ~ Steve Nelson

See The MLS here

This is the perfect building for any party, event, or get together! The over 4,000 sqft building includes office space, a warming kitchen, storage room, a bridal room, bathrooms, and open event area! Features include high ceilings, acoustical panels to reduce echoing, wainscoting, amazing chandeliers, and a patio out back covered by an awning. The fully fenced backyard creates outdoor privacy and has lighting accents mixed into the landscaping, making it absolutely stunning. The flooring is stamped, sealed, and glazed concrete that is durable and low maintenance, yet elegant and fitting. There are so many other touches: can and wall-scone lighting, multiple sets of exterior double doors, a stone accented double-sided fireplace, exposed beams, and of course a sound system!

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Are You A Hero? By Paige Marsh

Are You A Hero? By Paige Marsh
Are you employed as a Firefighter, Military Personnel, Police Officer, Medical Professional, or Teacher? If so, you are one of the “Hero” professions, which qualify you for deep discounts that can be applied toward your closing costs. The Homes For Heroes program was started as a way for the real estate community to thank people who spend their daily tasks in hero capacities.

What this program can do for you is give you a monetary credit back to you at closing that can be used toward your closing costs whether you are buying or selling a home. Depending upon the sales price of the transaction, this can save you a few hundred or up to several thousand dollars.

This is a terrific program that is important to use if you are employed as one of these professions. To get more information or to sign up to use one of the Homes For Heroes Affiliate realtors, please visit https://www.homesforheroes.com/.

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Do you really know Brian Head?

HOW BRIAN HEAD CAN BENEFIT YOU by Paige Marsh

Brian Head, Utah, is the most popular ski resort destination in Southern Utah. People come from all around the region to stay and play. Brian Head offers not only downhill skiing, but snow-shoeing, snowmobiling, and cross-country skiing in the winter months; and hiking, mountain biking, fishing, four-wheeling, and day trips to nearby Zions and Bryce Canyons during the summer months.

The town of Brian Head has approximately 118 permanent residents. However, on any given weekend that population could multiply exponentially depending on the time of year. Brian Head is home to hundreds of cabins, and countless condos. With the mecca of attractions that Brian Head offers, owning one of these pieces of real estate could be quite profitable.

Condo’s carry a smaller purchase cost than do cabins in the area, however they do come with monthly HOA fees that should be taken into account. The fee depends upon the community and the size of the condo. They range generally from the mid $200’s and can go up to the high $600 range. This can seem extremely steep, however, you can also rent these units out for anywhere between $80 – 250 a night depending on the time of year AND day of the week. Renting the unit a few days a month can potentially pay the HOA fee for you. Many people like to purchase these units with cash so the only payment they have to worry about is the HOA fee.

Cabins carry a much higher purchase price; however you do not have an HOA fee to contend with. You can also rent these properties for much more than you do a condo. Cabins rentals will run anywhere from $250 – $425 a night again depending upon the time of year. One of the biggest attractions for rentals is how many people the property can sleep, so the more beds you have available, the more traffic and activity you will have with your rental.

If you are interested in learning more about the potential benefits of owning a piece of Brian Head real estate, give me a call and I can get answers to your questions. Thanks! Paige

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INTEREST RATES BACK DOWN by Paige Marsh

INTEREST RATES BACK DOWN by Paige Marsh

If you are on the fence about whether to pursue buying or building a home this year, look to the current interest rates for your answer. From a recently published table sent to me by a lender friend of mine, the first quarter of 2015 has a current average rate of 3.72%, which is a whopping 3.5% lower than the 30 year average.

(see http://www.mediacenternow.com/temp/15678_2.pdf?gd=56cea3d9-c60c-4ba9-aa8d-ba8f0046b3ee)

Looking at this rate versus the 5.87% interest rate from 2005 (remember when THAT was a good rate??), you can see why this is such a terrific time to lock in payments for a 30 year mortgage:

Purchase price of $200,000 with a 20% down payment:

Loan amt $160,000 at 3.72% P&I only: $739 per month
Loan amt $160,000 at 5.87% P&I only: $946 per month

You can see how that is a savings of over $200 a month. Would you rather pay $739 or $946 for the EXACT SAME HOUSE? This is a really good thing to consider right now as it has been projected by some financial analysts that the interest rate could increase to 5% by the end of 2015. If this does become the case, then you really could be faced with the scenario of deciding whether you want to pay $739 or $946 for the exact same house. The only factor that will determine getting the lower payment will be your timing. Purchase sooner and guarantee getting the better rate. If you wait, you could possibly be throwing a few extra thousand dollars away each year in interest charges. I can think of many different ways that I could better spend that extra money – like a family vacation!

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WHY 2015 IS THE YEAR TO BUY

WHY 2015 IS THE YEAR TO BUY by Paige Marsh

I recently listened to an online clip of a CNNMoney news report interviewing the Secretary of Housing & Urban Development. To sum the video up, monthly home rental fees are rising faster than wages across the country. With the increase in rents being charged, homeownership is becoming a more cost-effective option for Americans. Recent changes in some loan programs, like the reduction in mortgage insurance announced for FHA loans, are making way for more home ownership opportunities.
The Secretary confirmed that several years ago it was too easy to get a loan, and now lenders have overcompensated making it too hard to get a loan. The best example of this is the reminder that Ben Bernanke, the former head of the Federal Reserve, announced last fall that he had been denied a refinance loan for his current home.
Some loan programs are now being tweaked just a little to allow a bigger pool of
previously unqualified buyers to engage in home ownership. They are not trying to repeat the same mistakes of the past, but trying to make the conditions fair to all potential American homebuyers. These factors, along with the terrific interest rates we are enjoying at this time, make a powerful tool for potential homebuyers to use to purchase a home this year!

http://money.cnn.com/video/news/2015/02/02/romans-2015-year-to-buy-a-house.cnnmoney/index.html?iid=ob_hp_video&iid=obnetwork

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IMMEDIATELY SEE HOME PRICES

IMMEDIATELY SEE HOME PRICES by Paige Marsh

Have you ever driven by a home with a For Sale sign staked into the ground and wondered how much the Sellers are asking for it? If you are a potential homebuyer then it is safe to say this scenario has presented itself to you more than once or twice. However help has arrived!

There is a new App available to homebuyers that will give you the information on any MLS listed property/home by just simply being physically in front of the property. The information is immediate and accurate as the app is tied directly to the MLS. This will save you frustration from having to look up the address online later hoping that the information is up-to-date and accurate. (which is not always the case)

The app can be downloaded to any smartphone and is functional as long as you have your GPS locator on. The app will coordinate your location with the homes listed on the MLS and be able to tell you pertinent information about the home you are standing right in front of.

If you are interested in getting this free app, just text “UTHOME328“ to 32323 and you are seconds away from beginning your own independent neighborhood search. If you have any questions about this please contact a member of The Bird Team – Paige Marsh 435-531-9061 or Scott Bird 435-590-7106. Happy house hunting!

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Utah Ranks High As Improving Home Prices

Written by June Holder

According to the Utah Realtor forecast, the housing market for Utah appears to be coming back faster than other states. As a matter of fact, two national reports have ranked Utah among the top 10 for improvements in home price.

The Federal Hosing Finance Agency placed Utah as #8 among house-price appreciation. According to the study, the agency shows the Fannie Mae and Freddie Mac statewide home prices increased about 3% in the first quarter compared to last year at this same time.

During the first three months of this year, in comparison to last year—the increase was more than 2%. Southern Utah did exceptionally well, especially St George placing 12th highest.

As Short Sales and Foreclosures slowly diminish, Utah is still selling strong with 5.3% increases in prices being the highest in the country. With this data, we are finding that it is far cheaper to buy than to rent.

What Our Customers Are Saying

Went Above and Beyond

I can’t say enough wonderful things about Alecia Jones! She was absolutely fabulous to work with. Moving is such a stressful event but Alecia made it so easy! She is extremely knowledgeable, such a hard worker and...

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We couldn’t have asked for a better experience when we listed our house with Alecia. She was extremely motivated, proactive, and worked hard for us. She is incredibly knowledgeable and was able to give us suggesti...

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Alecia was amazing to work with! She is very personable, efficient and knowledgeable. Alecia was very helpful in explaining the process of selling our home. She is highly responsive, always responding back in a time...

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My wife and I are very fortunate to have Alecia as our realtor. She is very knowledgeable of the local area and highly responsive to all our questions which made our home buying seamless from start to end. Not only ...

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Thanks Alecia your the best!!! Thanks for putting up with us and our sporadic behavior. No really if you guys are looking for a realtor, look no further. Alecia Jones guided us in the preparation of putting our house on the market. She waited clos...

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I had the pleasure of working with Stratum Real Estate Company in Cedar City, Utah. Paige Marsh was an exceptional real estate agent. She worked diligently to work a complicated transaction to fruition, and was readily available to answer all of...


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Brad goes out of his way to find a home that fits your needs. He helps you to see the pros and cons of a home so you can make an informed decision with confidence.


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This is the second time we have worked with stratum real estate and we are happy with buying homes with them. Scott bird was very helpful, always there when I texted or called. He answered all of our questions and if he didn't know the answer he f...

Breanna Whittaker
Thank you Joel!

Our experience working with Joel Hilkert was one that required a lot of patience on his end, us being fairly new to the house purchasing process and our parents being on the other side of the country meant we needed a little bit of extra help. He ...

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Alecia Jones just sold our house for us. She explained the whole process to us very clear and she was so on top of everything. We got what we wanted out of our house plus some. Her assistant Christal is wonderful to work with as well. As a team th...

Tammi Poulos

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IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS.

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